The combination of different income types in retirement can create some really ugly distortions in tax rates. If you’re an advisor who has done Social Security planning, I’m sure you’ve
This may be a good day to do your own personal performance review. As the year begins, we are reminded of the many excitements that the new year brings —
The beach and the ski slopes beckon, but this may be the time when clients most want to hear from you. Everyone wants to kick back in December. Lots of
The Internal Revenue Service today announced that it will make small cuts in employers’ Affordable Care Act (ACA) coverage reporting requirements for 2019, and big cuts insurers’ coverage reporting requirements.
In guidance released Wednesday, the Internal Revenue Service said employees in 401(k) plans would be able to contribute as much as $19,500 in 2020. Participants in 401(k), 403(b), most 457 plans and
The 401(k) is one of the most powerful retirement tools out there, so if you’re lucky enough to have access to one, take advantage of it. As of 2019, you
Club Vita has posted a link that pension plan participants can use to cyberstalk the Angel of Death.
Big areas of need include retirement planning, increasing savings and reducing debt, a NAPFA survey finds.
The increased standard deduction under the sweeping tax overhaul passed in 2017 has created an interesting new challenge for taxpayers who give to charity. Prior to the tax law, the
According to the Identity Theft Resource Center (ITRC), scammers target young people in several ways, and many of these tactics take advantage of the activities that go hand-in-hand with students heading off
Investment Advisory Services are offered through Brookstone Capital Management, LLC, a Registered Investment Advisor. 1745 S. Naperville Road, Suite 200 Wheaton, IL 60189 www.brookstoneCM.com (630) 653-1400.. Thoughtful Advisors and Brookstone Capital Management, LLC are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.
This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Thoughtful Advisors and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.
Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any references to protection benefits or lifetime income generally refer to fixed insurance products. They do not refer, in any way to securities or investment advisory products or services. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Retirement Wealth Advisors, Inc.
The Better Business Bureau (BBB) is a membership organization governed by The Council of BBBs, Inc. Businesses in the U.S. and Canada may apply for accreditation with their local BBB and are evaluated on eight BBB Standards of Trust, which are defined as a comprehensive set of best practices for how businesses should treat the public in a fair and honest manner. Businesses must pay a fee for accreditation review and monitoring for continued compliance to BBB standards when applying for accreditation. BBB assigns ratings to accredited businesses, which range from A+ (highest) to F (lowest) and are based on a defined set of rating elements. BBB logos and/or trademarks are property of their respective owners and no endorsement of Gary LoDuca or Thoughtful Advisors is stated or implied. BBB and Retirement Wealth Advisors, Inc. (RWA) are not affiliated.
For the detailed requirements of the Better Business Bureau, please visit: https://www.bbb.org/