About Us

Gary LoDuca - 401(k) Plan Designer

Founder, Owner & Chief Executive Thinker

Thoughtful 401(k) Conversations Lead to Thoughtful 401(k) Plans

After 25+ years in financial, investment and tax related services, I realized most business owners and their employees weren’t getting the best 401(k) plan for their specific needs and goals.

We think differently because that’s where value is created that benefits our business owner clients.

South Tampa Chamber of Commerce

Our Story

We started Thoughtful Advisors as a fiduciary-focused ethical alternative to corporate financial service providers. We help our clients “Understand What Is Possible” to improve their tax and financial lives through thoughtful strategies that address their specific expectations.

We believe Sir John Templeton was right when he said,

"If you want to have a better performance than the crowd, you must do things differently from the crowd."

We do.

Next Steps

Doing the same thing and getting the same results is the easiest path that most people take. Making a decision and doing something takes effort. Make a decision to have a thoughtful conversation.

Schedule A Thoughtful Conversation

Investment Advisory Services offered through Retirement Wealth Advisors, Inc. (RWA) an SEC Registered Investment Advisor. Thoughtful Advisors and RWA are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.

This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Thoughtful Advisors and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.

Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any references to protection benefits or lifetime income generally refer to fixed insurance products. They do not refer, in any way to securities or investment advisory products or services. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Retirement Wealth Advisors, Inc.

The Better Business Bureau (BBB) is a membership organization governed by The Council of BBBs, Inc. Businesses in the U.S. and Canada may apply for accreditation with their local BBB and are evaluated on eight BBB Standards of Trust, which are defined as a comprehensive set of best practices for how businesses should treat the public in a fair and honest manner. Businesses must pay a fee for accreditation review and monitoring for continued compliance to BBB standards when applying for accreditation. BBB assigns ratings to accredited businesses, which range from A+ (highest) to F (lowest) and are based on a defined set of rating elements. BBB logos and/or trademarks are property of their respective owners and no endorsement of Gary LoDuca or Thoughtful Advisors is stated or implied. BBB and Retirement Wealth Advisors, Inc. (RWA) are not affiliated.
For the detailed requirements of the Better Business Bureau, please visit: https://www.bbb.org/

This website uses cookies to give you the best, most relevant experience. Using this website means you are okay with it.

Scroll to Top Skip to content