A solid percentage of people are avoiding these uncomfortable topics, a TD Ameritrade survey finds. Americans are living longer, with major ramifications for estate planning. Researchers at TD Ameritrade wondered whether Americans, whose average life expectancy is 78.6 years, were planning accordingly, especially in the event of being separated from a partner or widowed at an advanced
Big areas of need include retirement planning, increasing savings and reducing debt, a NAPFA survey finds.
According to the Identity Theft Resource Center (ITRC), a strong password is a long, virtually unguessable combination of letters, numbers, and symbols that is used for only one account—not repeated across multiple accounts. Do your passwords currently meet those criteria? If not, it could be time for an update. Make It Memorable for You, but Nearly Impossible
Stealing the identity of someone who is deceased—sometimes called ghosting—can go on for months before the crime is detected. This may be because identity thieves know how to take advantage of the time between when a person dies and when government agencies or financial institutions are notified of the death. How can you better protect your loved ones from
The founders of World Backup Day chose the date March 31 to drive home the message that you should backup your devices before it’s too late–and then you become the April fool. Don’t Wait Until It’s Too Late How many times have you told yourself, “I’ve got to back up my device before I lose all of
Tax-related identity theft happens when a criminal uses your Social Security number to file a tax return claiming a fraudulent refund. You may find out about the fraud when your e-filing is rejected because someone already filed a return using your Social Security number. Or, you may receive a letter from the IRS stating that they
When the new Congress convenes in January with Democrats in charge of the House for the first time in eight years and Republicans retaining control of the Senate, there will be some show of bipartisanship and possibly some legislative action but no new, dramatic changes in tax policy. That was the takeaway from a roundtable
Did you observe National Password Day on May 3, 2018? It was an interesting day for password-related news. First, Twitter pushed a password reset for more than 330 million users and took that opportunity to underscore the risks of reusing passwords on multiple sites. Second, in observation of the day, Nutella tweeted that “Nutella” might
One of the hot holiday gifts in 2017 was a DNA home test kit. Ancestry.com reportedly sold 1.5 million of these items during the Black Friday weekend at a reduced $59 each. Rival 23andMe countered with their own discounts. TV ads for the simple-to-use products were everywhere. The commotion prompted US Senator Chuck Schumer to throw out some caveats
The 2018 tax prep season is in full swing, and so are hackers who smell easy money. Shortly after January 29, 2018 when the Internal Revenue Service (IRS) opened its e-filing system, a new twist on tax-related identity theft surfaced. The new scam leaves victims on the hook for paying the IRS back for fraudulent tax returns.
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